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Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Non-Standard Auto Insurance
For drivers with multiple points or violations who need carriers that specialize in higher-risk profiles. These carriers price competitively within the non-standard market and don't automatically reject based on point totals.
SR-22 Insurance
Required only for specific violations like DUI, reckless driving, or license suspension in most states. If your violation requires SR-22, we identify carriers that file same-day and keep rates as low as possible.
High-Risk Auto Insurance
For drivers near or above their state's suspension threshold, or those with major violations. High-risk carriers accept profiles that standard and non-standard insurers won't, though rates reflect the elevated risk tier.
Liability Insurance
State-minimum liability coverage to stay legal after a violation. If you're managing cost after a rate increase, minimum liability keeps you insured and compliant while you work on point reduction.
